Legal
Privacy Policy
Last updated: April 2026
1.Introduction
UpCircle ("we", "us", "our") operates upcirclesavings.com. This policy explains how we collect, use, and protect your personal information when you use our savings circle platform.
2.Information We Collect
- Name and email address (on signup)
- Contribution amounts and payment history
- Trust score data based on payment behavior
- Device and browser information
- IP address and usage analytics
3.How We Use Your Information
- To create and manage your account
- To process payments via Stripe
- To calculate and display your trust score
- To send payment reminders and notifications
- To improve the platform and fix bugs
- We never sell your data to third parties
4.Payment Data
- All payments are processed by Stripe Inc.
- UpCircle does not store your card details
- Stripe's privacy policy applies to payment data
- Visit stripe.com/privacy for Stripe's policy
5.Data Storage
- Your data is stored securely via our backend infrastructure
- Data is encrypted at rest and in transit
- We use industry-standard security measures
- Servers are located in the United States
6.Data Sharing
We do not sell your personal information. We share data only with:
- Stripe (payment processing)
- Our database provider (data storage)
- Circle members (name and payment status only)
We may share data if required by law.
7.Your Rights
- Access your personal data at any time
- Request correction of inaccurate data
- Request deletion of your account and data
- Opt out of non-essential communications
- Contact us at privacy@upcirclesavings.com
8.Cookies
- We use essential cookies for authentication
- We use analytics cookies to improve the platform
- You can disable cookies in your browser settings
9.Children's Privacy
- UpCircle is not intended for users under 18
- We do not knowingly collect data from minors
10.Changes to This Policy
- We may update this policy periodically
- We will notify users of significant changes
- Continued use of the platform means acceptance